600 Church Street, Room 111
P.O. Box 781
Norfolk, VA 23501-0781

Telephone: 757.622.7772
Fax: 757.624.3928

RATES | FEES
Fees are subject to change.
Rates are effective as of: February 1, 2009

Fee Schedule
SHARE DRAFT ACCOUNT FEES:
Overdraft fee, NSF & POS NSF fee: $38
Overdrawn balance fee: $15 per day
Closure of account by NVPCU: $25 each
VISA Debit card replacement fee: $10 increments per card request
VISA PIN reorder fee: $10 each
Stop payment request fee: $38 per item
Copy of draft fee: $5 per item
Share Draft printing fee: price varies based on style
Copy of Deposited item: $5
Account reconcilement fee: $25/HOUR mimimum one hour
OTHER FEES:
Return check fee: $38
Account closure fee: $25
Rejoining fee (within 6 months): $25
Account verifications: $10
Wire transfer fee: $25
International wire transfer fee: $40
Interim account printout fee: $10
Christmas Club Early Withdrawal: $30 each
3rd party check, cashier & counter checks: $5 per check
Copy of statement fee: $10 each
Skip a payment fee: $30/loan
Collection fees, legal fees: 33%
Garnishment processing: $100
VISA card replacement: $15 single, $25 joint
VISA over credit limit fee: $30
VISA late payment: $30
Loan Late Payment Fee $30/loan
Late payments apply after 7 day grace period
Loan extension: $100/loan
Loan restructure: $225
Lien release letter: $15/ title
IRA rollover or trans before 59 1/2: $25
IRA full or partial withdrawal before 59 1/2: $10
Debit Overdraft Research: $25
Inactive Accounts: $15 per month after 90 days
Return mail: $10 per item
Below Minimum Balance fee: $5 per month
Merchants Reissue Check Fee: $50
Locator Fee: $5
VISA Gift Card $3.50 each
VISA Gift Card replacement $15 each
Notary Public Services Free for members
ACH Transfer: $10
ACH Fee after member initially contacted: $38
ATM transactions fee: $2 (effective May 1)
MINIMUM SHARES TO RECEIVE DIVDENDS: $250 (effective May 1)